Healthcare News & Stories

Better ACA subsidies have been announced, making health insurance coverage significantly more affordable for millions of people.
An average of three out of five eligible uninsured Americans can access $0 plans after advance payments of tax credits
An average of four out of five current HealthCare.gov consumers will be able to find a plan for $10 or less per month after advance payments of tax credits  

In response to the COVID-19 national emergency, President Biden has signed into law the American Rescue Act of 2021  making health insurance coverage significantly more affordable for millions of people. This includes increasing the number of people eligible for subsidies and offering zero-dollar premiums for people with lower incomes. Starting April 1, more Americans will be able to qualify for a lower monthly premium through Affordable Care Act (ACA) health plans. 
Can I benefit from The American Rescue Act?
Whether you have private health insurance, lost coverage due to job loss, or are unable to afford a plan, the American Rescue Act may benefit you. The new law also allows people who previously made too much for subsidies to now qualify for premium subsidies.

Health insurance can be complicated. Whether you’re purchasing health insurance for the first time or just needs some help navigating the marketplace, we have the answers to your most pressing questions.
1. When can you buy health insurance?
If you buy your health insurance through the marketplace, not through your employer, there are a few times you’re able to purchase a plan. The first is during Open Enrollment, which occurs each November and runs through December 15th.

The American Rescue Plan Act of 2021 provides relief for Marketplace Premiums making plans more affordable to consumers. The law increases subsidy amounts and extends subsidy eligibility to households that were not eligible before.
Because of the COVID-19 Special Enrollment period currently in progress, the American public has the opportunity to apply for coverage or make changes to their existing coverage without the need of a qualifying life event.
This special enrollment period ends August 15, 2021.

You never plan to get sick or have a medical condition. So when the unexpected happens, having health insurance can give you peace of mind.
Health insurance also helps you maintain good health. People with health insurance are more likely to stick to routine care or check-ups when something seems a little off.
Here are a few stories from members sharing how health insurance has helped them in times of need:

If you missed open enrollment for Affordable Care Act (ACA) health insurance, you now have another opportunity to sign up. 
On January 28, President Biden issued an Executive Order on strengthening Medicaid and the Affordable Care Act: 
“In light of the exceptional circumstances caused by the ongoing COVID-19 pandemic, the Secretary of Health and Human Services shall consider establishing a Special Enrollment Period for uninsured and under-insured Americans to seek coverage through the Federally Facilitated Marketplace.” 

Health insurance can be complicated. We’re here to help make it easier. If you’re choosing a plan during this year’s open enrollment period, we can help walk you through the process.
Open enrollment begins on November 1, 2020 and runs through December 15, 2020. With only a month and a half to select a plan that works for you, it’s best to get started early.
As you research plans, here are three questions to ask:

How would you feel if you were expected to buy a car, a television or even a meal, without knowing first how much it will cost you? Confused? Helpless? Frustrated?
Unfortunately, that’s exactly how many of us feel when we’re faced with planning a medical test or procedure. We have no idea how much an MRI or a series of blood tests will cost – much less a medical procedure or surgery. This makes a stressful situation even harder to navigate. And if the stress wasn’t enough, lack of health care pricing transparency costs our country more than $100 billion every year. As they say in Washington: that’s real money.
Why is this happening? Because health care is the last frontier of pricing secrecy.