Healthcare News & Stories
Medicare
What Is a Medicare Advantage PPO Plan?
Medicare PPO stands for Preferred Provider Organization. A PPO means the insurance provider has a network of preferred health providers who offer negotiated service rates for your health care. A PPO plan is a type of Medicare Advantage plan, so you can enroll in this type of plan as an alternative to Original Medicare. Like other types of Medicare Advantage plans, you need to be enrolled in Medicare Part A and Medicare Part B, and you also need to live in the plan’s service area. If you’re interested in finding out more information about Medicare Advantage PPO plans, get in touch with one of our experienced local Medicare agents. We specialize in helping people all over North Carolina with their health insurance to get the best coverage for you.
Health Plans of NC, Kelly Quinn
Medicare
Your Medicare Eligibility
Most people living in North Carolina are eligible for Medicare benefits when they turn 65, even if they’re still working.
Health Plans of NC, Kelly Quinn
Individual/Family, Covid 19
Reimbursement Available For Over-The-Counter Covid-19 Rapid Tests
Did you know that insurance coverage has now been extended to cover at-home Covid rapid tests? Since January this year, private insurers are now required to cover the cost of rapid at-home tests when purchased over-the-counter.
Health Plans of NC, Kelly Quinn
Medicare
What Is Medicare?
Medicare is health insurance for people aged 65 and over and people with specific disabilities. It’s a national health insurance program that is divided into four parts. Each of these parts fits together uniquely to provide different types of coverage for your health needs.
Health Plans of NC, Kelly Quinn
Medicare
The Four Different Parts of Medicare
Many people new to Medicare can find it overwhelming. There are four different parts that offer different types of coverage. Understanding what these four plans cover can help to ensure you have the right level of coverage for your health needs.
Health Plans of NC, Kelly Quinn
Medicare
What Is Medicare Part A?
Medicare Part A provides coverage for your inpatient hospital expenses to help you pay for the hospital care you need when you need it the most.
Health Plans of NC, Kelly Quinn
Health, Medicare
Common Allergies In North Carolina & Health Plan Treatment Options
Discover the most common allergies in North Carolina, including the tests and treatment options available under Medicare and private health insurance.
Health Plans of NC, Kelly Quinn
Health
What You Need to Know About High Blood Pressure and Health Insurance
High blood pressure, otherwise known as hypertension, is a fairly common condition that can eventually lead to health problems like heart disease and strokes if left untreated. With almost half of all American adults experiencing high blood pressure at some point in their lives, monitoring your blood pressure levels is crucial to maintaining your health. Keep reading to find out about high blood pressure health insurance coverage.
Health Plans of NC, Kelly Quinn
Health, Covid 19
What Do Covid Restrictions Being Lifted Mean For Your Return To Work?
With Covid restrictions being lifted in the US, there are many steps currently being taken now by businesses and governments to get people back to work. While there may still be many uncertainties regarding the Covid-19 pandemic, many companies are reevaluating their current health and safety protocols and looking to adjust workplace guidance. Meaning more and more people are being asked to return to the workplace.
Health Plans of NC, Kelly Quinn
Medicare
The Biggest Changes to Medicare In 2022
If you’re enrolled in Medicare or approaching eligibility, understanding the latest changes to Medicare is essential to determine if you’re impacted by any of the changes. Our team of Medicare agents in NC are up to date with the latest amendments to Medicare, so we can help you with any questions relating to your coverage.
Health Plans of NC, Kelly Quinn
Medicare
How To Take Advantage Of The Medicare Annual Enrollment Period 2023
Did you realize that there’s only a specific period where you can change your Medicare coverage? Medicare’s Annual Enrollment Period (known as AEP) is when you can enroll in a stand-alone Medicare Part D plan (which covers prescription drugs) or a Medicare Advantage plan. It’s also the time to make any necessary changes to your existing coverage.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
Medicaid Program Underway in North Carolina to Help with Food and Shelter
In March 2022, Medicaid launched the Healthy Opportunities Pilot, a program to support up to 20,000 low-income North Carolina residents. The program, a $650 million initiative, aims to test whether Medicaid funding should be used differently to better support the social problems that affect people’s health.
Health Plans of NC, Kelly Quinn
Medicare
Everything You Need to Know About AARP Medical Plans
AARP, formerly known as The American Association of Retired Persons, is a nonprofit, member-based organization for people aged over 50. Members can access a range of benefits, including access to medical insurance plans through United Healthcare insurance, a nationwide health insurance company. This article will look at some of the different insurance plans available with AARP, including the coverage and enrollment options for people living in North Carolina.
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act
What Are The Dates For Open Enrollment & Special Enrollment Periods 2022?
Open enrollment 2022 for Affordable Care Act (ACA) health insurance has ended. However, it’s still possible to get health insurance if you meet specific criteria. Read on to find out more about how you can access health insurance, or contact one of our local NC Health Insurance agents to find out how we can help. Our team can explain when is open enrollment for health insurance and what it means for your coverage.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
The Top 3 Benefits of Using a Health Insurance Agent
It’s only natural that you’ll have questions if you’re considering enrolling in a health insurance plan. The good news is that the Affordable Care Act means you can get assistance when selecting your plan. You can either work with an experienced, licensed health insurance agent or an authorized individual Marketplace representative called a Navigator to help answer your questions. Although a licensed agent and a Navigator do share some similarities, there are some differences. It can be more beneficial to use a licensed agent over an unlicensed, government-trained representative. Here are our three top benefits of why you should choose a licensed agent.
Health Plans of NC, Kelly Quinn
Medicare
How Working With Medicare Insurance Agents Can Help HR Managers
If you’re an HR Manager, you’ve probably noticed that some of your employees are retiring later than in previous years. The age for Medicare eligibility is 65. With many residents in North Carolina working to 67 or beyond, there may be employees who qualify for Medicare and an employer’s group health benefits plan.
Health Plans of NC, Kelly Quinn
Individual/Family
You May Qualify for Enrollment in an NC ACA Health Plan for $0 Premium
Low-income earners that do not exceed 150% of FPL in North Carolina can qualify for ACA health insurance for $0
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act
What You Need to Know About Health Insurance If You’re Self-Employed
In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
Health Plans of NC, Kelly Quinn
Medicare
Top 10 Considerations When Choosing A Medicare Plan
If you live in North Carolina and you’re approaching retirement age, there are typically three options for Medicare coverage to consider: Original Medicare Parts A and B. Original Medicare Parts A and B plus a supplemental insurance plan to help cover any costs Medicare doesn’t, along with a separate Part D prescription drug plan. Medicare Advantage, that gives you a variety of healthcare plans with additional benefits and usually includes coverage for prescription drugs.
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act, Individual/Family
What Freelancers Need to Know About Health Insurance
In 2021, around 59 million Americans worked freelance, representing over one-third of the entire US workforce. Although many people take freelance gigs to supplement their primary employment, about 28% of Americans who worked in freelancing in 2020 did freelance work as their full-time occupation. And Upwork, an online freelancing platform, believes that these numbers will continue to grow as more people turn to freelance. Regardless of whether this trend is a part of an overarching lifestyle choice, as many social pundits suggest, this shift does have significant implications for areas like health care coverage.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
Do I Need a Health Insurance Agent?
Selecting the right health insurance can be time-consuming and often overwhelming. There is a vast range of medical health insurance available via the Health Insurance Marketplace and private insurance agencies.
Health Plans of NC, Kelly Quinn
Medicare
Medicare Initial Enrollment Checklist: 6 Things You Need to Know
If you’re new to Medicare, this checklist can guide you step-by-step through the process. Our local Medicare agents can help you understand everything you need to know about Medicare plans NC if you’re based in North Carolina. It’s also important to realize that If your needs change after selecting a plan, you can make changes during specific times of the year. Let us help you compare your options.
Health Plans of NC, Kelly Quinn
Health, Medicare, Individual/Family
Help Understanding Your Medical Bills
If you’ve received a confusing medical bill, it’s essential to understand what you’re being charged for before you pay the bill.
Health Plans of NC, Kelly Quinn
Medicare
Cómo Obtener Más Beneficios Con Los Planes Dual Medicaid-Medicare, D-SNP
Apoyo para los residentes de Carolina del Norte que tienen Medicare y Medicaid Los planes duales para necesidades especiales (D-SNP) son planes especializados de Medicare Advantage para personas con Medicare y Medicaid. Por lo general, ofrecen muchos beneficios y características adicionales más allá de Medicare Original. Si es residente de Carolina del Norte, nuestro equipo de agentes locales de Medicare, NC, puede ayudarle a comprender cómo obtener más beneficios con estos planes duales.
Health Plans of NC, Kelly Quinn
Ready to get started?
See plans and pricing today.